--- title: Nautilus Blog description: Gain insights on wealth management, retirement planning, and financial strategies in New Zealand from Nautilus experts. --- [![Nautilus\_logo\_transparent](https://nautilus.net.nz/hs-fs/hubfs/EP%20Website%20Implementation/Nautilus_logo_transparent.png?width=189&height=45&name=Nautilus_logo_transparent.png "Nautilus_logo_transparent")](https://nautilus.net.nz/) - [How we help](https://nautilus.net.nz/how-we-help) - [Your Business](https://nautilus.net.nz/what-we-do-for-businesses) - [Your Life](https://nautilus.net.nz/what-we-do-for-individuals) - [About us](https://nautilus.net.nz/about-us-purpose) - [Purpose](https://nautilus.net.nz/about-us-purpose) - [Team](https://nautilus.net.nz/about-us-team) - [Disclosure](https://nautilus.net.nz/disclosure) - [Resources](https://nautilus.net.nz/nautilus-blog) - [Blog](https://nautilus.net.nz/nautilus-blog) - [Ask an Adviser](https://nautilus.net.nz/ask-and-advisers) - [Get in touch](https://nautilus.net.nz/contact-us) - [Contact Us](https://nautilus.net.nz/contact-us) - [Book a Consultation](https://nautilus.net.nz/meetings/cam-inskeep/introductory-meeting) - [How we help](https://nautilus.net.nz/how-we-help) - [Your Business](https://nautilus.net.nz/what-we-do-for-businesses) - [Your Life](https://nautilus.net.nz/what-we-do-for-individuals) - [About us](https://nautilus.net.nz/about-us-purpose) - [Purpose](https://nautilus.net.nz/about-us-purpose) - [Team](https://nautilus.net.nz/about-us-team) - [Disclosure](https://nautilus.net.nz/disclosure) - [Resources](https://nautilus.net.nz/nautilus-blog) - [Blog](https://nautilus.net.nz/nautilus-blog) - [Ask an Adviser](https://nautilus.net.nz/ask-and-advisers) - [Get in touch](https://nautilus.net.nz/contact-us) - [Contact Us](https://nautilus.net.nz/contact-us) - [Book a Consultation](https://nautilus.net.nz/meetings/cam-inskeep/introductory-meeting) # Blog This blog provides information, not financial advice. You should consult a financial adviser or other relevant specialist before relying on this information. Topics: [All Articles](https://nautilus.net.nz/nautilus-blog/all) Tags News Timeless KiwiSaver Insurance Investment Security [![KiwiSaver 1st Home Withdrawals](https://nautilus.net.nz/hubfs/2.%20Blog/2026/06%20-%20KiwiSaver%201st%20Home%20Withdrawal/img%202.png)](https://nautilus.net.nz/nautilus-blog/kiwisaver-1st-home-withdrawals) 03 July 2026 ## [KiwiSaver 1st Home Withdrawals](https://nautilus.net.nz/nautilus-blog/kiwisaver-1st-home-withdrawals) How do KiwiSaver first-home withdrawals really work? Buying a first home in New Zealand is... [Read More](https://nautilus.net.nz/nautilus-blog/kiwisaver-1st-home-withdrawals) [![KiwiSaver Returns: A Closer Look](https://nautilus.net.nz/hubfs/2.%20Blog/2026/06%20-%20KiwiSaver%20Returns%20A%20closer%20look/Fat%20Cat%20NZD.png)](https://nautilus.net.nz/nautilus-blog/kiwisaver-returns-a-closer-look) 15 June 2026 ## [KiwiSaver Returns: A Closer Look](https://nautilus.net.nz/nautilus-blog/kiwisaver-returns-a-closer-look) Why bigger doesn’t always mean better in KiwiSaver According to Radio New Zealand’s (RNZ) article... [Read More](https://nautilus.net.nz/nautilus-blog/kiwisaver-returns-a-closer-look) [![Investing outside of KiwiSaver](https://nautilus.net.nz/hubfs/2.%20Blog/2026/06%20-%20Investing%20outside%20KiwiSaver/Investing%20outside%20KiwiSaver.png)](https://nautilus.net.nz/nautilus-blog/investing-outside-of-kiwisaver) 15 June 2026 ## [Investing outside of KiwiSaver](https://nautilus.net.nz/nautilus-blog/investing-outside-of-kiwisaver) When does it make sense? KiwiSaver is a great foundation for many New Zealanders to invest for a... [Read More](https://nautilus.net.nz/nautilus-blog/investing-outside-of-kiwisaver) [![Government KiwiSaver Contribution](https://nautilus.net.nz/hubfs/2.%20Blog/2026/06%20-%20KiwiSaver%20Government%20Contribution/AI%20-%20image%201.png)](https://nautilus.net.nz/nautilus-blog/are-you-on-track-for-the-kiwisaver-government-contribution) 15 June 2026 ## [Government KiwiSaver Contribution](https://nautilus.net.nz/nautilus-blog/are-you-on-track-for-the-kiwisaver-government-contribution) What You Need to Know Before 30 June 2026 The annual Government KiwiSaver contribution is "free... [Read More](https://nautilus.net.nz/nautilus-blog/are-you-on-track-for-the-kiwisaver-government-contribution) [![Can you Beat Inflation?](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/Smart%20Saving%20and%20Investing%20in%20NZ.png)](https://nautilus.net.nz/nautilus-blog/how-to-beat-inflation) 06 May 2026 ## [Can you Beat Inflation?](https://nautilus.net.nz/nautilus-blog/how-to-beat-inflation) Smart Saving and Investing to Beat Inflation [Read More](https://nautilus.net.nz/nautilus-blog/how-to-beat-inflation) [![How to Navigate KiwiSaver Volatility](https://nautilus.net.nz/hubfs/2.%20Blog/2026/04%20-%20KiwiSaver%20Market%20Volatility%20-%20Draft%20Blog/dice%201.jpg)](https://nautilus.net.nz/nautilus-blog/how-to-navigate-kiwisaver-volatility) 08 April 2026 ## [How to Navigate KiwiSaver Volatility](https://nautilus.net.nz/nautilus-blog/how-to-navigate-kiwisaver-volatility) What Market Volatility Means for KiwiSaver Members [Read More](https://nautilus.net.nz/nautilus-blog/how-to-navigate-kiwisaver-volatility) [![KiwiSaver changes on 1 April 2026](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/A%20light%20brown%20coloured%20hand%20putting%20a%20coin%20into%20a%20piggy%20bank%20in%20the%20shape%20of%20a%20new%20zealand%20kiwi%20bird%20with%20its%20stubby%20wings%20out%20stretched%20The%20main%20subj.png)](https://nautilus.net.nz/nautilus-blog/kiwisaver-changes-from-1-april-2026) 11 March 2026 ## [KiwiSaver changes on 1 April 2026](https://nautilus.net.nz/nautilus-blog/kiwisaver-changes-from-1-april-2026) Default KiwiSaver Contributions are Increasing [Read More](https://nautilus.net.nz/nautilus-blog/kiwisaver-changes-from-1-april-2026) [![Big Health Insurance price rises](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/Show%20a%20man%20standing%20outside%20a%20modern%20hospital%20entrance%20with%20a%20concerned%20face%20looking%20into%20a%20wallet%20that%20he%20is%20holding.png)](https://nautilus.net.nz/nautilus-blog/why-are-health-insurance-costs-rising-fast) 11 March 2026 ## [Big Health Insurance price rises](https://nautilus.net.nz/nautilus-blog/why-are-health-insurance-costs-rising-fast) What's driving the steep increase in premiums? [Read More](https://nautilus.net.nz/nautilus-blog/why-are-health-insurance-costs-rising-fast) [![The Iran Conflict and Your Investments](https://nautilus.net.nz/hubfs/2.%20Blog/2026/03%20-%20Iran%20War%20and%20your%20investments/Crises%20-%20SandP%20500%20-%201987%20to%202025.png)](https://nautilus.net.nz/nautilus-blog/the-iran-conflict-and-your-investments) 11 March 2026 ## [The Iran Conflict and Your Investments](https://nautilus.net.nz/nautilus-blog/the-iran-conflict-and-your-investments) The Iran war - we've been here before [Read More](https://nautilus.net.nz/nautilus-blog/the-iran-conflict-and-your-investments) [![Connected Care: A unique & valuable insurance benefit](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/Connected%20Care%20weaves%20together%20preventative%20support%20mental%20health%20services%20medical%20access%20and%20postclaim%20guidanceall%20under%20one%20umbrella.png)](https://nautilus.net.nz/nautilus-blog/why-reviewing-your-insurance-coverage-isnt-optional-its-smart) 12 October 2025 ## [Connected Care: A unique & valuable insurance benefit](https://nautilus.net.nz/nautilus-blog/why-reviewing-your-insurance-coverage-isnt-optional-its-smart) Connected Care is available only with Asteron Life cover, one of the leading insurance companies... [Read More](https://nautilus.net.nz/nautilus-blog/why-reviewing-your-insurance-coverage-isnt-optional-its-smart) [![Difference between lump sums and monthly pay out](https://nautilus.net.nz/hubfs/Weekly%20Blog%208%20-%20Difference%20between%20lump%20sums%20and%20monthly%20pay%20out.png)](https://nautilus.net.nz/nautilus-blog/difference-between-lump-sums-and-monthly-pay-out) 03 September 2025 ## [Difference between lump sums and monthly pay out](https://nautilus.net.nz/nautilus-blog/difference-between-lump-sums-and-monthly-pay-out) Life insurance lump sum vs monthly pay-out. [Read More](https://nautilus.net.nz/nautilus-blog/difference-between-lump-sums-and-monthly-pay-out) [![Life insurance in your 40's](https://nautilus.net.nz/hubfs/Weekly%20blog%207%20-%20Insurance%20in%20your%2040s.png)](https://nautilus.net.nz/nautilus-blog/life-insurance-in-your-40s) 27 August 2025 ## [Life insurance in your 40's](https://nautilus.net.nz/nautilus-blog/life-insurance-in-your-40s) Life in your 40s is usually full of responsibilities. You may have a young family, a family-size... [Read More](https://nautilus.net.nz/nautilus-blog/life-insurance-in-your-40s) [![Life insurance for single income families](https://nautilus.net.nz/hubfs/Weekly%20Blog%206%20-%20Insurance%20for%20Single%20income%20families.png)](https://nautilus.net.nz/nautilus-blog/life-insurance-for-single-income-families) 21 August 2025 ## [Life insurance for single income families](https://nautilus.net.nz/nautilus-blog/life-insurance-for-single-income-families) Why do single income families get life insurance? [Read More](https://nautilus.net.nz/nautilus-blog/life-insurance-for-single-income-families) [![Life insurance for new parents](https://nautilus.net.nz/hubfs/Weekly%20Blog%205%20-%20Insurance%20for%20New%20Parents.png)](https://nautilus.net.nz/nautilus-blog/life-insurance-for-new-parents) 13 August 2025 ## [Life insurance for new parents](https://nautilus.net.nz/nautilus-blog/life-insurance-for-new-parents) Why do new parents get life insurance? [Read More](https://nautilus.net.nz/nautilus-blog/life-insurance-for-new-parents) [![Life insurance for newly-weds](https://nautilus.net.nz/hubfs/Weekly%20Blog%204%20-%20Insurance%20for%20Newly%20weds.png)](https://nautilus.net.nz/nautilus-blog/life-insurance-for-newly-weds) 07 August 2025 ## [Life insurance for newly-weds](https://nautilus.net.nz/nautilus-blog/life-insurance-for-newly-weds) [Read More](https://nautilus.net.nz/nautilus-blog/life-insurance-for-newly-weds) [![Life Insurance for Homeowners](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/create%20an%20image%20of%20the%20typical%20homes%20found%20in%20New%20Zealand.jpeg)](https://nautilus.net.nz/nautilus-blog/life-insurance-for-homeowners) 30 July 2025 ## [Life Insurance for Homeowners](https://nautilus.net.nz/nautilus-blog/life-insurance-for-homeowners) What about Life cover? [Read More](https://nautilus.net.nz/nautilus-blog/life-insurance-for-homeowners) [![Types of Life Insurance](https://nautilus.net.nz/hubfs/pexels-matreding-12624774.jpg)](https://nautilus.net.nz/nautilus-blog/types-of-life-insurance) 23 July 2025 ## [Types of Life Insurance](https://nautilus.net.nz/nautilus-blog/types-of-life-insurance) Many people think life insurance only provides cover if you die. While that’s one option, there are... [Read More](https://nautilus.net.nz/nautilus-blog/types-of-life-insurance) [![Why do people get Life Insurance?](https://nautilus.net.nz/hubfs/Blog%201%20-%20Optimized%20for%20Socmed-1.png)](https://nautilus.net.nz/nautilus-blog/why-do-people-get-life-insurance) 14 July 2025 ## [Why do people get Life Insurance?](https://nautilus.net.nz/nautilus-blog/why-do-people-get-life-insurance) Many people think about getting life insurance when one of life’s big events introduces new... [Read More](https://nautilus.net.nz/nautilus-blog/why-do-people-get-life-insurance) [![Upcoming KiwiSaver Changes](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/picture%20of%20a%20blue%20piggy%20bank%20being%20swapped%20for%20a%20green%20piggy%20bank-1.jpeg)](https://nautilus.net.nz/nautilus-blog/upcoming-kiwisaver-changes) 24 June 2025 ## [Upcoming KiwiSaver Changes](https://nautilus.net.nz/nautilus-blog/upcoming-kiwisaver-changes) Government KiwiSaver contributions [Read More](https://nautilus.net.nz/nautilus-blog/upcoming-kiwisaver-changes) [![Get financially fit for Xmas](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/financial%20stress%20at%20christmas.jpeg)](https://nautilus.net.nz/nautilus-blog/get-financially-fit-for-xmas) 28 October 2024 ## [Get financially fit for Xmas](https://nautilus.net.nz/nautilus-blog/get-financially-fit-for-xmas) General information only, not financial advice. No liability accepted for errors or reliance. If... [Read More](https://nautilus.net.nz/nautilus-blog/get-financially-fit-for-xmas) [![Be in to win $1,000](https://nautilus.net.nz/hubfs/Blog%20Images/Money%20Game.jpg)](https://nautilus.net.nz/nautilus-blog/be-in-to-win-1000) 28 October 2024 ## [Be in to win $1,000](https://nautilus.net.nz/nautilus-blog/be-in-to-win-1000) [Read More](https://nautilus.net.nz/nautilus-blog/be-in-to-win-1000) [![Own your online](https://nautilus.net.nz/hubfs/Scamathon.jpg)](https://nautilus.net.nz/nautilus-blog/own-your-online) 28 October 2024 ## [Own your online](https://nautilus.net.nz/nautilus-blog/own-your-online) The Scamathon is on! Online scammers love it when we make it easy for them! Nautilus has partnered... [Read More](https://nautilus.net.nz/nautilus-blog/own-your-online) [![Budget 2024 and your wallet!](https://nautilus.net.nz/hubfs/Blog%20Images/Beehive+Wellington.jpg)](https://nautilus.net.nz/nautilus-blog/budget-2024-and-your-wallet) 16 June 2024 ## [Budget 2024 and your wallet!](https://nautilus.net.nz/nautilus-blog/budget-2024-and-your-wallet) May 2024 New Zealand Government budget We have summarised below the highlights of the Budget that... [Read More](https://nautilus.net.nz/nautilus-blog/budget-2024-and-your-wallet) [![Are you recession ready?](https://nautilus.net.nz/hubfs/Blog%20Images/Knight%20in%20Amour.jpeg)](https://nautilus.net.nz/nautilus-blog/are-you-recession-ready) 16 May 2023 ## [Are you recession ready?](https://nautilus.net.nz/nautilus-blog/are-you-recession-ready) [Read More](https://nautilus.net.nz/nautilus-blog/are-you-recession-ready) [![Ugh, inflation is ugly for investments!](https://nautilus.net.nz/hubfs/Blog%20Images/Ugly%20Dog.jpg)](https://nautilus.net.nz/nautilus-blog/ugh-inflation-is-ugly-for-investments) 11 May 2023 ## [Ugh, inflation is ugly for investments!](https://nautilus.net.nz/nautilus-blog/ugh-inflation-is-ugly-for-investments) [Read More](https://nautilus.net.nz/nautilus-blog/ugh-inflation-is-ugly-for-investments) [![Don't forget to claim on your insurance!](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/insurance%20claim%20form.jpeg)](https://nautilus.net.nz/nautilus-blog/dont-forget-to-claim-on-your-insurance) 11 May 2023 ## [Don't forget to claim on your insurance!](https://nautilus.net.nz/nautilus-blog/dont-forget-to-claim-on-your-insurance) [Read More](https://nautilus.net.nz/nautilus-blog/dont-forget-to-claim-on-your-insurance) [![My Kiwisaver balance dropped](https://nautilus.net.nz/hubfs/Blog%20Images/Crazy%20Angry%20Frustrated%20Face.jpeg)](https://nautilus.net.nz/nautilus-blog/my-kiwisaver-balance-dropped) 20 May 2022 ## [My Kiwisaver balance dropped](https://nautilus.net.nz/nautilus-blog/my-kiwisaver-balance-dropped) [Read More](https://nautilus.net.nz/nautilus-blog/my-kiwisaver-balance-dropped) [![Top Ethical Funds Outperform](https://nautilus.net.nz/hubfs/Blog%20Images/Halo%20over%20money.jpg)](https://nautilus.net.nz/nautilus-blog/top-ethical-funds-outperform) 20 May 2022 ## [Top Ethical Funds Outperform](https://nautilus.net.nz/nautilus-blog/top-ethical-funds-outperform) [Read More](https://nautilus.net.nz/nautilus-blog/top-ethical-funds-outperform) [![Ups and downs in KiwiSaver are normal](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/graph%20showing%20volatility%20with%20an%20upwards%20trend-1.jpeg)](https://nautilus.net.nz/nautilus-blog/ups-and-downs-in-kiwisaver-are-normal) 24 January 2022 ## [Ups and downs in KiwiSaver are normal](https://nautilus.net.nz/nautilus-blog/ups-and-downs-in-kiwisaver-are-normal) [Read More](https://nautilus.net.nz/nautilus-blog/ups-and-downs-in-kiwisaver-are-normal) [![Wills & power of attorney](https://nautilus.net.nz/hubfs/AI-Generated%20Media/Images/someone%20asleep%20in%20a%20hospital%20bed%20with%20family%20around%20them.jpeg)](https://nautilus.net.nz/nautilus-blog/wills-power-of-attorney) 20 December 2021 ## [Wills & power of attorney](https://nautilus.net.nz/nautilus-blog/wills-power-of-attorney) Don't leave a big mess for your loved ones Not having a will, or having an out of date will, are... [Read More](https://nautilus.net.nz/nautilus-blog/wills-power-of-attorney) [Prev](https://nautilus.net.nz/nautilus-blog/page/0) [1](https://nautilus.net.nz/nautilus-blog/page/1) [2](https://nautilus.net.nz/nautilus-blog/page/2) [Next](https://nautilus.net.nz/nautilus-blog/page/2) [![Nautilus Advisers](https://nautilus.net.nz/hs-fs/hubfs/Nautilus_logo_black%201.png?width=200&height=41&name=Nautilus_logo_black%201.png "Nautilus Advisers")](https://nautilus.net.nz/) [![Trusted Adviser - Financial Advice New Zealand](https://nautilus.net.nz/hs-fs/hubfs/Money-Matters-Trusted-Adviser.png?width=189&height=56&name=Money-Matters-Trusted-Adviser.png "Trusted Adviser - Financial Advice New Zealand")](https://financialadvice.nz/) #### Contact Details: General: +64 (0)9 888 4555 Support: +64 (0)9 884 8664  Solutions House 1 Orbit Drive, Rosedale Auckland 0632 [Get in touch](https://nautilus.net.nz/contact-us) Copyright © 2025 Nautilus Advisors | [Privacy Statement](https://nautilus.net.nz/privacy-statement)